Judy T. Ross, AAMS®

Judy is an accomplished wealth manager with vast experience in accounting, banking, commercial lending and business ownership. She was unexpectedly widowed at 49 and has a soft spot for helping clients navigate life changes with holistic, personal planning and honest guidance.

Judy took a nontraditional path to get to where she is today. After graduating with a Bachelor of Science in accounting from Clemson University, she worked in the consumer and business banking divisions for 12 years. In addition to holding life, health and accidental death insurance licenses, Judy is an Accredited Asset Management Specialist SM and has Series 6, 7, 9, 10, 63 and 65 registrations.

Awards:

• Forbes Best-in-State Women Advisors 2023- State of Georgia¹
• Forbes Best-in-State Wealth Advisors 2018, 2020, 2021, 2023– State of Georgia²
• Forbes Top Women Wealth Advisors 2020 & 2021 -Nationally³‍
• Raymond James Leader Council 2019, 2020

An active public speaker, Judy has been asked to address numerous professional and social organizations, including Barron’s, about the need for coordinated financial planning.

Judy enjoys racing sailboats, cycling, traveling and hiking. She’s also an animal lover and owns a quarter horse, miniature donkey and dogs and cats.

¹ Forbes America's Top Women Wealth Advisors Best-In-State (2023)

The Forbes ranking of America's Top Women Wealth Advisors Best-In-State, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. This ranking is based upon the period from 02/04/22 to 09/30/22 and was released on 02/01/2023.Research Summary (As of February, 2023) 38,314 nominations were received and approximately 1,700 women won based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/lists/best-in-state-women-advisors/for more info.

² Best-In-State Wealth Advisors (2023)‍

The Forbes Top Wealth Advisors Best-In-State 2023 ranking, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2021 to 6/30/2022 and was released on 4/4/2023. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 39,007 nominations, 7,321 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/lists/best-in-state-wealth-advisors/?sh=181ba856ab97 for more info.

³America's Top Women Wealth Advisors (2021)

The Forbes ranking of America's Top Women Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Research Summary: (As of February 2021)32,810 nominations were received, based on thresholds (9,785 women). 16,165Advisors were invited to complete the online survey. 13,235 Advisors were interviewed by telephone. 2,595 Advisors were interviewed in-person at the Advisors' location. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Raymond James is not affiliated with Forbes or Shook Research, LLC. This ranking is not indicative of an advisor's future performance, is not and endorsement, and may not be representative of individual clients' experience. https://www.forbes.com/top-women-advisors/

³ About Raymond James

Raymond James Financial, Inc. (NYSE: RJF), is a leading diversified financial services company providing private client group, capital markets, asset management, banking and other services to individuals, corporations and municipalities. The company has approximately 8,700 financial advisors. Total client assets are$1.17 trillion as of December 31, 2022. Public since 1983, the firm is listed on the New York Stock Exchange under the symbol RJF. Additional information is available at raymondjames.com

Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of an advisor’s future performance. No fee is paid in exchange for this award/rating.

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