No Two Clients Are Alike -
Neither is the Guidance We Provide
We’re privileged to lend our services and expertise to financially successful individuals, families and small businesses that are serious about planning for and creating multi-generational wealth. In doing so, we’re able to lessen the burden that comes with managing and caring for significant assets.
Estates & Trusts
Your needs, goals and aspirations are not like those of anyone else. What’s more, they are intensely personal. That’s why we eschew a one-size-fits-all approach to managing your finances and instead focus on you, so that we may create a financial plan that’s uniquely yours.
You’ll find our financial planning is a distinctive, ongoing process based on evolving views, goals, relationships and financial status. Once implemented, we’ll constantly monitor, supervise and update your plan to ensure you are on track to achieve your financial objectives and desires.
We believe our comprehensive financial planning process coupled with our sound capital management will provide you with the best opportunity to realize your short- and long-term financial goals. That’s why we feel success will not be measured over months or years, but over decades and across generations.
Owning a successful business takes not only hard work, but also sound financial planning. The team at CPC stands ready with guidance and solutions that not only help support the needs of your business, but also help protect the financial well-being of your family. That’s the value of having a financial partner who understands both.
For your business, we can provide everything from retirement plans to executive and employee benefits that help attract and retain key employees. To help you balance your unique need to protect your family and your business if you’re unable to work, we can help you identify and evaluate appropriate insurance coverage. And when you’re ready to retire, we can help facilitate the disposition of your business.
Most importantly, we can help see to it that the plan for your business aligns and supports your personal financial plan as well.
Having a retirement plan to help recruit and retain valuable employees is a good way to stay competitive. But starting and maintaining one requires a great deal of commitment, resources and responsibility.
Our team is able to shoulder the responsibility with you every step of the way by assisting you in the selection of an appropriate plan, plan design and plan provider. Our independence enables us to select from a wide variety of plan product and service providers. We have assisted numerous companies in:
Evaluating plan alternatives
Developing an investment policy statement
Selecting the appropriate service provider
Investment selection & performance reviews
Ongoing plan reviews
We look forward to the opportunity to assist you, too.
Estates & Trusts
For those who’ve amassed significant wealth, little is more rewarding than passing along a financial legacy to family and loved ones, or to a cherished philanthropic endeavor. But doing so takes proper estate planning to help ensure those assets are sheltered from erosion due to taxes, or loss due to poor decisions on the part of the recipients.
Our goal is to help you maintain control over what happens to your estate in a manner that reflects your personal values and objectives. Whether you want to provide income for your spouse, educate children or grandchildren or leave money to your favorite charity, our goal is to help you fulfill those wishes.
Because of our relationship with Raymond James and other professionals, we’re able to call upon experts to assist with your needs. This allows us to utilize their extensive experience with individual trusts, as well as living, charitable remainder, life insurance, specialty and IRA rollover trusts. You’ll receive a personalized solution to your unique situation and personal needs.
Throughout each process, we will do all we can to coordinate our efforts with your legal, tax and business management professionals, along with your family, to help you establish a lasting financial legacy that endures.
Wealth affords many abilities. But for many, the most fulfilling is the ability to give financially to deserving organizations and the worthwhile causes they support. Along with personal fulfillment, giving can also result in tax benefits.
Our relationship with Raymond James enables us to offer several ways for you to give to the organizations and causes you want to support. And each is designed to help ensure your gift is maximized both philanthropically and personally.
Donor Advised Fund
By giving through the Raymond James Charitable Endowment Fund, grants are made to charitable organizations on your behalf, enabling you to enjoy the power of giving without the worry of timing, tax concerns, expense and record-keeping. It’s like having a private foundation without the worries or hassles.
Because the Raymond James Charitable Endowment Fund is a tax-qualified public charity, it provides you with immediate and full tax deductions and, at the same time, seeks to increase the value of your original gift by prudent investing.
You can even name your account, such as “The Smith Family Foundation," and pass it on to your children and grandchildren so that your gift keeps on giving for generations to come.
Pooled Income Fund
The Raymond James Pooled Income Fund helps you set aside money for charity, avoid capital gains taxes on appreciated assets, and take an immediate partial tax deduction at the time you make your contribution, and also provides you with a lifetime of income.
Upon the death of the last of the fund’s income beneficiaries, named by you, the remaining assets will be distributed to the Raymond James Charitable Endowment Fund, where you’ll have two choices: your gift can be invested through our donor advised fund or distributed directly to the charities you have selected with approval from the Raymond James Charitable Endowment Fund board of directors.
Charitable Gift Annuity
A charitable gift annuity is a simple contract between you and the Raymond James Charitable Endowment Fund. In exchange for an irrevocable gift of $50,000 or more in cash or marketable securities, the Raymond James Charitable Endowment Fund will promise to pay one or two annuitants a fixed sum either monthly, quarterly, semiannually or annually for life.
Upon the death of last annuitant, the remaining account balance will either be distributed to an approved charity of your choice or it will be transferred to a Raymond James Charitable Endowment Fund Donor Advised Fund to be held as your lasting philanthropic legacy and advised by a person of your choice.
Achieving your short-term and long-term goals requires far more than just managing investments.
Working With Us
Winner’s Circle, a Barron’s research organization, produced the rankings based on data provided by over 4,000 individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross-checks with securities firms and conversations with individual advisors. Among the factors considered for the rankings are assets under management, revenue that the advisors generate for their firms and the quality of their practices. Data points that relate to quality of practice include length of service, designations held, services beyond investments offered including estates and trusts, and an evaluation of each advisor’s regulatory record etc. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients’ risk tolerance than by an advisor’s investment picking abilities. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. Barron’s is not affiliated with Raymond James. The FT 400 was developed in collaboration with Ignites Research, a subsidiary of the FT that provides specialized content on asset management. To qualify for the list, advisers had to have 10 years of experience and at least $300 million in assets under management (AUM). The FT then invited a list of just under 1,000 advisors to complete a survey used to obtain more information on the advisors practices. 400 qualified advisers were then scored on six attributes: AUM, AUM growth rate, compliance record, experience, industry certifications and online accessibility. AUM is the top factor, accounting for roughly 60-70 percent of the applicant’s score. Additionally, to provide a diversity of advisors, the FT placed a cap on the number of advisors from any one state that’s roughly correlated to the distribution of millionaires across the U.S. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. The FT is not affiliated with Raymond James. Forbes' Top 200 Wealth Advisors' ranking based on a minimum of seven years experience and a quantitative and qualitative algorithm designed by SHOOK Research weighing factors such as revenue trends, assets under management, compliance records, industry experience and best practices. This award is bestowed by an independent third party organization not affiliated with Raymond James.
Consolidated Planning Corporation is independent of Raymond James. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.